Terms and Conditions

Introduction

Welcome to Magic Wallet. By accessing or using our platform, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please refrain from using our services.

Eligibility & Account Registration

• You must be at least 18 years old to use Magic Wallet.
• Users must provide accurate and up-to-date personal information.
• You are responsible for maintaining the security of your account.

Services Provided

Magic Wallet allows users to:

• Make payments and transfers within the platform.
• Purchase services such as concert tickets, bill payments, and airtime.
• Store funds securely for transactions.

Transaction Limits & Fees

• Magic Wallet may impose transaction limits for security reasons.
• Fees may apply for certain transactions. These will be disclosed before confirming a transaction.
• Any third-party fees incurred while using Magic Wallet are the user's responsibility.

Refund & Dispute Policies

• Transactions are generally final. Refunds are subject to review.
• Users must report disputes within 14 days of the transaction.
• Disputes will be resolved based on transaction history and supporting evidence.

User Responsibilities & Compliance

• Users must not engage in fraudulent or illegal activities.
• Any misuse of Magic Wallet services may result in account suspension.
• Users must comply with local financial regulations.

Termination & Account Suspension

• Magic Wallet reserves the right to suspend or terminate accounts for policy violations.
• Users can request account closure, but pending transactions must be completed first.

Limitation of Liability

• Magic Wallet is not liable for losses due to unauthorized account access.
• We are not responsible for service disruptions caused by third parties.